The Mortgage Industry is Beginning to Look Up

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The Mortgage Industry is Beginning to Look Up

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Here's the highlights from LA Times

Drop in mortgage rates sparks a surge

Loan applications jumped 50% last week, led by homeowners looking to refinance.

U.S. mortgage applications jumped by nearly 50% last week as home loan rates fell after the Federal Reserve cut interest rates and took steps to restore bond-market confidence, an industry trade group said Wednesday.

An 82% surge in refinancing applications overshadowed a 10.6% rise in home-purchase loan requests, lifting total applications from the previous week, when home-loan demand sank to its lowest since late December.

The Mortgage Bankers Assn.'s overall mortgage applications index jumped 48.1% to a seasonally adjusted 965.9 in the week ended March 21, its highest since early February.

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