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But it can also improve your short-term quality of life and possibly keep you from losing. Personal bankruptcy is generally considered the debt management tool of last. Good. Credit cards helped you get into this mess. They can get you into .

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Alumni and community should “contribute generously”; institutions should set up more bursaries to supplement govt ones: PM Lee, on higher education bursaries. “We try very hard to kindle the same.

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The attorney should be able to let you know, based on how busy the attorney is and how the local court process works, when your case will be filed. Of course, the attorney must depend on you to provide detailed financial information and review the bankruptcy forms before they are filed, so your availability may also be a factor.

A bankruptcy attorney can, sometimes, help you to file your bankruptcy without having to lose your home. You may have to lose certain assets when you file for bankruptcy, but with the right lawyer, you may come out of bankruptcy in better shape than you may have thought.

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